Looking for Legal Assistance after an Accident

A great majority of personal injuries are the result of car crashes. Despite the security that auto insurance can provide, hiring an Oklahoma personal injury lawyer may still be necessary. The need to hire a lawyer to help with the legal proceedings stems from the fact that there is a lot at stake following a car crash that resulted in injuries. Having a lawyer would make it easier to present your case and negotiate a fair settlement.

It is the responsibility of the injured party to prove the extent of the injury. This can mean providing the lawyer with documents such as medical records and police reports. It is likewise important to present the medical bills, wage stubs (to prove the loss of wages due to the injury), photos of the scene, information on the other driver (name, address, insurance company, and phone numbers), and even photos of the injuries sustained. These will be presented in court and will be the basis on the amount of compensation that will be awarded. Despite appearing to be uninjured after an accident, it is still important to go to a doctor to ensure that there is no physical damage, since not all injuries exhibit themselves immediately. Whiplash is one such injury.

Many personal injury lawyers offer free consultation, and would only get paid after the case has been settled. Consulting with a lawyer would help you determine the extent of the compensation as well as help in the negotiation to arrive in a fair settlement agreement. If the injuries are serious and you are required to stay in the hospital, the lawyer will be the one who will gather the necessary evidence and present your case in court as your legal representation. It is important to not immediately sign or accept any settlement unless your lawyer have properly evaluated the extent of the injuries and damages.

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What to Expect from a Car Insurance Company after an Accident

It can be difficult to fully determine how a car accident insurance investigation works, since there are many options and factors that can affect the auto accident and insurance claims. These factors include the nature as well as the severity of the car accident, along with the car insurance company that’s involved. Because there are differences in auto claims (such as covering for medical bills or just for property damage), it would be best to understand how the investigation process of the car insurance companies generally proceed.

Immediately after the car accident, an insurance claim should be filed to your auto insurance company. This will inform the insurance company and immediately have someone who will contact you (usually by phone) to inquire more details regarding the accident. This person in usually the insurance adjuster, and will be the one who will investigate the claim in behalf of the insurance company. They will generally clear up or elucidate on the information that you have given and investigate further to better understand how the events occurred. The insurance claims adjuster will be the one who will analyze the policy you have and determine the claims that can be covered, and check if any possible expenses are over your coverage limit.

It is only after the insurance claims adjuster’s investigation will the settlement offer be given.  After evaluation of all the necessary details, you will be informed by the insurance claims adjuster whether you have a valid car insurance claim of not. There are cases where the insurance company will pay for the repair of the damaged vehicle (if it is only property damage). On some cases, a settlement offer will be given, which explains the breakdown of all the covered expenses that the insurance company is willing to pay. There are instances where the insurance company covers the full amount of expenses, otherwise a negotiation can be done between you and the auto insurance company.

It is very easy to get confused and overwhelmed with auto insurance claims following car accidents, which is why it is good to ask questions. Do not hesitate to ask about your rights for compensation or to file for personal injury claims from a lawyer.This is particularly true when dealing with your own auto insurance company, since they are the ones who will be covering for the damages.

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Car Accidents and Personal Injury

Car accidents involving pedestrians are always a traumatic experience; a vehicle speeding at 30 miles per hour could result in serve injuries or even fatalities, and even at a significantly slower 10 miles per hour can already disable a pedestrian. For an injured pedestrian, the best way to make the driver responsible for their recklessness or negligence is to file a lawsuit.

In an event such as a car accident, the first thing to consider (especially to a pedestrian) is to determine who is at fault for the accident – was it the fault of the driver, or was the pedestrian the one negligent, or maybe both parties are at fault. This is an important factor in deciding whether a personal injury lawsuit or wrongful death can be pursued. A great majority of the states rule that the driver should at least have partial fault for the accident for a pedestrian to have a valid cause of a lawsuit.

According to the website of The Benton Law Firm of Fort Worth, anyone who has been injured due to negligence or recklessness has the right to file a lawsuit. The compensation given to the victim will not only pay for the medical expenses that the injury has caused, but it will also cover for the lost wages of the victim, their pain and suffering, and other damages that the victim and the court deem significant. These compensation awards are meant to make the victim whole again, or as physically healthy are possible.

The laws pertaining to personal injury claims, car accident insurance claims, and other legal matters can differ from state to state. It would be wise to consult a lawyer to help advice the next possible step in filing for a personal injury case. There are injury cases where the victim suffers only minor injuries, and these type of cases does not necessarily require legal representation, however there are cases where the victim suffers significant amount of injuries; this type of cases call for legal assistance.

Pedestrians are extremely vulnerable while they are sharing the road with motorists, and they are more likely to suffer from a more significant injury in a car accident. If you, as a pedestrian, suffered from serious injuries due to a negligent driver, you can learn more about pursuing an injury case. The recovery of compensation may depend on a number of factors (such as insurance policies, limitations, and exclusions) that may need proper legal assistance.

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